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Before we talk further on the same, it is vital to know some requirement as per the state law with the reference to Rhode Island insurance coverage.
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Rhode Island state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
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